1. Information Collection and Use — While using our Service, we may ask you to provide certain personally identifiable information that can be used to contact or identify you, such as your email address, name, and postal address.

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2. Log Data — We may collect information your browser sends whenever you visit our Service, such as your IP address, browser type and version, the pages you visit, the time and date of your visit, and other statistics. We may use third-party services such as Google Analytics to collect and analyze this data; these providers have their own privacy policies.

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3. User-Generated Data — We store the data you generate in our apps so it can sync across your devices. We do not use or sell this data for any other purpose.

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4. Cookies — Cookies are small data files sent to your browser and stored on your device. We use cookies to collect information. You can instruct your browser to refuse cookies, but some portions of our Service may not work without them.

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5. Service Providers — We may employ third-party companies and individuals to facilitate our Service. They have access to your Personal Information only to perform tasks on our behalf and are obligated not to disclose or use it for any other purpose. We specifically use Plaid Technologies, Inc. to enable secure bank account connections. Plaid's services allow us to access your financial data with your authorization. For more information, see Section 6 below.

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6. Financial Data & Bank Account Connections — We use Plaid Inc. ("Plaid") to connect your bank accounts and retrieve your financial information. By connecting your financial accounts through our Service, you grant Rukbe Tech Inc. and Plaid the right, power, and authority to act on your behalf to access and transmit your personal and financial information from your relevant financial institution.

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You agree to your personal and financial information being transferred, stored, and processed by Plaid in accordance with the Plaid Privacy Policy available at https://plaid.com/legal/#end-user-privacy-policy

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The financial data we collect through Plaid may include:

- Account balances and transaction history

- Account and routing numbers

- Account holder names and contact information

- Other information made available by your financial institution

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We use this information to provide our financial services, analytics, and related features within our Service.

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7. Changes to This Privacy Policy — We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

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8. Contact Us — If you have any questions about this Privacy Policy, please contact us at info@rukbe.com.